How does BAH work at Camp Lejeune?

Basic Allowance for Housing (BAH) is calculated based on several factors, primarily the location of the military member’s duty station, their pay grade, and whether they have dependents. BAH rates are determined annually by the Department of Defense and are intended to cover a portion of the housing costs for military personnel. The rates can vary significantly from one location to another, reflecting the cost of living in that area. If the military member has dependents, they typically receive a higher BAH rate to account for their larger housing needs. BAH is not taxable as income.

Eligibility factors in Camp Lejeune

Basic allowance for housing is given to members so that they can provide housing for themselves and their dependents (usually spouse and children). BAH is given when the member or their dependents do not occupy government quarters or barracks.  BAH is non-taxable money paid on a monthly basis. There are 3 factors for determining the amount of BAH:

Marriage Status

In the United States, as of 2018, the U.S. military required its members to produce marriage documentation.

Pay grade

This is essentially synonymous with rank, the higher the grade, the higher the BAH.

Dependents

There are 2 types or BAH, with dependents and without dependents. The rationale behind this is that a single person doesn’t need as much room as a couple or a family.

The following do not affect the amount of BAH:

• The number of dependents (a member with a spouse and no children and a spouse and one or several children receive the same amount of BAH).
• The actual amount paid for rent.
• The size of the unit (unlike other calculations like HUD’s FMR)

Location affects BAH at Camp Lejeune in North Carolina

BAH is intended to match the average monthly rent at Camp Lejeune, thus more expensive regions (they are indexed by zip codes) to live allocate more BAH. Depending on the status of the assignment (such as temporary duty, or an unaccompanied assignment) the BAH may be calculated where the dependents actually reside.

Who can qualify for BAH in Camp Lejeune?

Reservists

Reservists who are activated, even if they are housed by the military during their mobilization, are still paid BAH on the assumption that a reservist still may have the civilian obligations (like a mortgage) that BAH is designed to offset.

Veterans

Veterans who are full-time students taking advantage of the Post 9-11 GI Bill are given an allowance pegged to the BAH with dependents rate for an E-5, irrespective of their rank or dependent status.

Service members

A service member who is married makes substantially more allowance money than a single member. Reports of soldiers marrying for the extra pay are not uncommon.

Every location in the U.S. has a BAH, including those without a significant military population. Non-military areas are combined with similar priced rental markets based on U.S. Housing and Urban Development (HUD)’s Fair Market Rent (FMR) data, and then use same RDN BAH source data available for similar areas. These comparably priced groups are called “County Cost Groups” (CCGs). There are 39 CCGs in the U.S, consisting of half of all counties (about 1,500) containing less than two percent of the uniformed services’ population eligible to receive BAH.